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Proper Tips for Shoveling Snow

2012-01-23T10:42:00.000-05:00

For those of us living in the Midwest, North Central or Northeast states, shoveling snow is an annual (and dreaded) event. Scooping up heavy piles of that snow is hard work for your back muscles. Impatience or over-enthusiasm can cause you to pull a muscle or suffer from nagging backaches. Shoveling "pros" recommend that homeowners use curved shovels versus flat ones; they retain snow more effectively. And select a shovel that is of reasonable weight. If it's slightly smaller than the other ones in the hardware store, sure, it might take you longer to do the job. But if you're continually lifting a heavy shovel, you could hurt yourself. Make sure that as you're lifting your snow-filled shovel, you're bending your knees. Don't twist your back and toss the snow over your shoulder. That movement, when repeated continuously, will promote backaches.

First-Time Homebuyer's Guide

2011-12-14T10:20:00.002-05:00

Fix Your Credit - The first step toward buying a home takes place months before walking into a lender's office. It's crucial to check your credit score at least three to six months ahead of your mortgage application. You can request a free copy of the report from each of the three credit bureaus (Experian, TransUnion and Equifax) at annualcreditreport.com.

Prepare for Down Payment and Closing Costs - A generation ago, it used to be the norm to put 20% down, but with the market in its current state of flux, many first-time homebuyers are finding ways to pay just 3-5% of the total cost upfront. Federal Housing Act (FHA) loans increasingly have become a popular option for first-time buyers. These competitively low-interest loans are ideal for buyers with less than perfect credit, and because the Department of Housing and Urban Development (HUD) minimizes the risk of default for lenders on these loans, borrowers are only required to put down 3.5% of the cost--a far cry from the traditional 20% down payment.

Figure How Much House You Can Afford - Your debt-to-income ratio (DTI) is the percentage of your gross monthly income set aside for paying debts. While some loans may qualify you for up to 50% of your monthly gross income, it's advisable that you use no more than 30%. Be realistic about how much you can pay, because an unexpected event could tear a hole in a tight budget.

Hunt for a House at Weidel.com - Finding the perfect home can have a lot to do with finding a compatible real estate agent, especially in today's evolving mortgage landscape. It's crucial to be in contact with an agent before starting the home search and first-time homebuyers should make it clear what features they're looking for and how much they're willing to spend.

Make an Offer - Sellers can price a property however they see fit, but that doesn't mean homebuyers should pay a ridiculous cost. Get your agent to pull all the comparable sold properties that occurred in the last six months then gauge by square foot the comparable cost.

Get Your Money's Worth - At signing, the buyer should demand that the contract be contingent on an objective appraisal of the house. Look into the history of the home and make sure there aren't any liens against the property. You should be able to negotiate with the seller to make any necessary repairs to the house before closing on the deal.

Stay on Course - Beginning to end, you can expect the entire process to last around four to five months. Of course, with as much great inventory on the market as there is, it's not unusual for homebuyers to find something within two to four weeks.

Winter Maintenance Tips

2011-11-09T09:45:00.001-05:00

• Check and clean/replace furnace air filters each month during the heating
season.
• Clean your humidifiers two or three times during the winter season.
• Vacuum the bathroom fan grills.
• Vacuum fire and smoke detectors as dust or spider webs can prevent them from
functioning.
• Check gauges on all fire extinguishers and recharge or replace them if necessary.
• Check all faucets for signs of dripping and change washers as necessary.
• Clean drains in dishwashers, sinks, bathtubs and shower stalls.
• Test plumbing shut-off valves to ensure they are working properly and to prevent
them from seizing.

Halloween Safety Tips

2011-10-19T09:38:00.000-04:00

Parents of trick-or-treating kids can get so caught up in the fun themselves that they might forget some simple safety ideas that could keep everyone out of trouble. Having a fun and safe Halloween will make it all worth while!

1) Make sure that your child has a pre-programmed cell phone with all the important numbers already there and ready for use.

2) Know the route your kids will be taking if you aren't going with them. Let them know that they are to check in with you every hour, by phone or by stopping back at home. Make sure that they know not to deviate from the planned route so that you always know where they will be.

3) Help your young child pick out or make a costume that will be safe. Make sure that it's fire proof or treated with fire retardant. If they are wearing a mask of any kind, make sure that the eye holes are large enough for good peripheral vision. Make sure that costumes won't get in the way when they are walking, which could cause them to trip.

4) Know what other activities a child may be attending, such as parties, school or mall functions. If they are going to be at a friends home, get the phone number and make sure that you've met the parents.

5) Make sure you set a time that your kids should be home by. Make sure they know how important it is for them to be home on time or to call immediately if something happens and they are going to be delayed.

6) Serve your kids a filling meal before trick-or-treating and they won't be as tempted to eat any candy before they bring it home for you to check.

Fall Maintenance Tips

2011-09-09T09:35:00.002-04:00

• Have your furnace or heating systems serviced by a qualified service company
every two years for a gas furnace and every year for an oil furnace.
• Check and clean or replace air filters each month during the heating season.
• Vacuum electric baseboard heaters to remove dust.
• Remove the grill on forced air systems and vacuum inside the ducts.
• Check the sump pump and line to ensure proper operation and to ensure that there
are no line obstructions or visible leaks.
• Ensure all doors to the outside shut tightly and check other doors for ease of use.
• Ensure windows and skylights close tightly.
• Cover outside air conditioning window units.
• Clean leaves from roofs and downspouts and test the downspouts to ensure proper
drainage from the roof.
• Check chimneys for obstructions such as bird nests.

Fall / Winter Home Repair and Maintenance Checklist

2011-08-30T17:09:00.000-04:00

Windows and Doors
-Repair cracked windows
-Putty, caulk or add weather-stripping as needed
-Clean and lubricate window channels for smoother sliding
-Clean and install storm windows and doors

Basement
-Check for and seal cracks and leaks in walls and floor
-Clean vents and ensure proper operation
-Test, clean and lubricate sump pump
-Discard accumulated junk

Water Heater
-Insulate outside of tank

Porch, Patio and Deck
-Clean and seal deck
-Check wood for signs of rotting, replace boards where necessary

Exterior Walls
-Check for missing or loose siding
-Caulk joints and minor cracks
-Look for deteriorated finishes to preserve wood
-Touch-up painting or paint entirely

Exterior Plumbing
-Drain and shut off sprinkler system and other lines
-Remove all hoses from outside spigots

Roof
-Repair damaged soffit panels

Gutters
-Clean gutters to reduce ice dams in the winter
-Install gutter strainers

Smoke Detector
-Test and replace batteries

Attic
-Check vent openings for nests and other blockage
-Make sure vents and/or attic fans work properly
-Look for signs of roof or flashing leaks on rafters and insulation

Driveways
-Reseal driveways

Curb Appeal

2011-08-02T11:19:00.001-04:00

A buyer’s first impression plays a large role in getting high market value for your house. Here are a few simple items to keep in mind:

-Keep the grass freshly cut
-Avoid clutter in the yard
-Fresh paint on wooden fences
-The front door needs to look good
-Make sure that all door handles are tight and clean
-Wash or paint the exterior of the house
-Make sure the windows are cleaned inside and out
-Make sure that gutters and downspouts are firmly attached and in good working order
-Fresh mulch in flower beds

Deck Maintenance Tips

2011-07-25T10:08:00.001-04:00

1. Check for surface damage. Look for signs of stress, like excessive curling, cracking, or rotting in the boards that make up the surface of your deck. Replace any questionable planks with new wood that matches the existing deck. Inspect all the nails, screws and/or bolts that hold your deck together. Tighten screws that have worked loose and re-drive any nails that are not slightly lower than the surface.

2. Check for structural damage. Look for any signs of animal or insect damage, such as chewed wood, holes or brittle areas. If you find any signs of insects or insect damage, you may want to schedule a visit from a pest-control expert. If the damage appears to be animal-related, consider adding lattice or some type of barrier around the edges to keep critters out.

3. Clean the deck. Dirt, algae, moss and smog can discolor a deck and keep sealers from working effectively. Even newly built decks should be cleaned prior to treatment to remove mill glaze or excess wax, which will affect a sealer’s ability to penetrate the wood. Use a reformulated deck cleaner or oxygen bleach and a stiff brush to scrub the surface. Be sure to loosen any debris that has built up between the planks. You may need to consider using a power washer for more difficult stains. Let the washed deck dry for 24 hours before applying a sealer.

4. Seal the deck. No finish, even pressure-treated wood, is weatherproof. No sealer lasts a lifetime either. Until recently, experts recommended sealing decks yearly. With advances in finishes, treatment time now varies; check the manufacturer’s instructions.

Summer Maintenance Tips

2011-07-18T10:35:00.000-04:00

- Caulk exterior joints around windows and doors. Caulking helps keep your house weather-tight and lowers cooling bills. It can also help keep insects and other "critters" out of your house.

- Clean lint from the entire clothes dryer vent system, from the dryer to the exterior vent cap. Because lint is very flammable it poses a fire risk. If a gas clothes dryer is not properly vented, it can force carbon monoxide back into the home and that can be deadly.

- Repair cracks in concrete patios and driveways. For cracks less than 1/4" wide, apply concrete caulk; just clean the crack out with a high-pressure hose nozzle, let it dry and then apply the caulk into the crack. For larger cracks, substitute concrete patch for caulk.

- Wash the exterior of your house, using ordinary garden hose pressure and a mild detergent. Beware of pressure washers, they are powerful enough to force water under the siding where it can encourage mildew and rot.

- Clean and seal your porch or deck. Ideally, you'll need three consecutive warm, sunny days. On day one, dry out the deck. Apply deck cleaner and scrub the deck on the second day and let it dry 24 hours. On the third day, apply deck sealer.

Cost Saving Ideas for Kitchen Renovations

2011-07-05T09:28:00.002-04:00

New Paint
Repainting can be one way to renovate your kitchen without spending very much. A new paint job can make a dull kitchen become vibrant again. When repainting, you can play with different design ideas also.

Replace the Sink or Fridge
If you want to replace your appliances and have to choose only one, you should consider changing either your sink or your refrigerator. These items tend to draw attention because they are used so frequently.

Change the Lighting
To create softer lighting, use smaller lights along the bottom and top of cabinets. Use recessed lighting or hanging light fixtures, known as pendant lighting, for the ceiling. If you want more natural light during the day, choose a larger window design for the kitchen.

Cut Your Electric Bills

2011-06-27T10:17:00.001-04:00

-Wait until you can fill up your dishwasher before running it. And if you have a heated-dry option, switch it off. Prop open the door a bit after the cycle to air dry your load.

-If you have an electric cooktop, turn the burners off a few minutes before the allotted cooking time. The heating element will stay hot long enough to finish the cooking without using more electricity.

-Make sure the refrigerator door seals are tight. Test them by closing the door over a piece of paper or a dollar bill so it is half in and half out of the refrigerator. If you can pull the paper or bill out easily, the latch may need adjustment or the seal may need replacing.

-Turn off lights that are not being used. Consider installing timers or photo cells on some lights.

-Use linear fluorescent and energy-efficient compact fluorescent lamps (CFLs) in fixtures throughout your home to provide high-quality and high-efficiency lighting.

Exterior Home Maintenance - Tips for Using a Pressure Washer

2011-06-21T14:24:00.001-04:00

Over time, the siding and brickwork on your house accumulates dirt, grime and mildew. Using a pressure washer to clean the exterior of your home can clean and refresh the surfaces. Pressure washers have high-pressure sprays and will work much better than the average garden hose or the soap and bucket method.

Here are some tips for using a pressure washer:

• Choose the right tip or nozzle for the pressure washer. Some nozzles could damage your home's exterior.

• If you are using soap or chemicals, be very careful. Cleaning solutions may be harmful to some exterior surfaces. Never allow the soap or solution to dry on your house before rinsing it off.

• Before you begin pressure washing, always test the spray in an inconspicuous area of your house.

• Stay back at least 12 feet while spraying and always spray at a downward angle to avoid damaging the siding. Spraying upwards or straight on could cause water to seep into the walls.

• Start pressure washing at the top of the house.

• Do not point the high-pressure spray directly at electrical boxes or windows.

• Make sure that your eyes are protected. Debris may fly from the house while you are spraying.

How to Save Energy and Stay Cool during a Heat Wave

2011-06-15T11:40:00.002-04:00

Recent 90-degree-plus days in the nation’s East tested the endurance of even those who thrive on sultry weather. As household electric meters spin at warp speed, how can you rein in energy costs and remain as comfortable as possible?

-add insulation to ensure a well-sealed house
-install an Energy Star-rated programmable thermostat
-replace furnace/air-conditioning filters regularly
-close blinds, curtains and shades on the sunny side of the house
-use energy-efficient lights that don’t produce a lot of heat
-turn off lights when you leave a room
-replace older air conditioners or central-air systems
-use a ceiling fan to create a cool breeze and keep air circulating
-take lukewarm showers and baths to avoid humid air, which holds heat

Home Maintenance Tips

2011-06-07T10:39:00.000-04:00

Bathroom:
Keep bathrooms ventilated to reduce moisture and subsequent mildew problems. Depending on your water source, you may experience rust stains on your bathroom fixtures; these should be cleaned with a rust-removing cleaning product that will not damage the enamel or finish of your fixtures. If you live in an area with hard water, consider installing a water softener. Clean porcelain, cultured marble tubs and sinks, fiberglass showers and tub/shower combinations, and shower stall floors with warm water and non-abrasive cleaner. Clean glass doors with a commercial glass cleaner. Check bathtub stoppers and shower floor drain grates for hair accumulation.

Home Maintenance Tips

2011-06-01T11:20:00.000-04:00

Siding, Paint, Masonry and Stucco:
Siding materials should be inspected twice a year. Areas where paint has peeled or fallen off should be repainted. Before painting, fill all cracks, separation and damage with a flexible caulk. Cracks in brick, stone and stucco should be caulked with a flexible masonry caulk, and if the mortar has fallen out, this should be repaired as well. Closely inspect the areas around windows and doors for any gaps or deterioration of caulking and reseal if necessary.

Home Maintenance Tips

2011-05-25T14:31:00.001-04:00

Windows and Doors:
Weather stripping around windows and doors should be checked periodically and replaced if it becomes loose or damaged. Windows and doors can expand and contract due to changes in temperature and moisture levels. Doors that stick may require adjustment - check the hinges to make sure that screws are tight. Patio doors should be regularly caulked around the door and sills to prevent moisture penetration.

Home Maintenance Tips

2011-05-17T16:42:00.001-04:00

Gutters and Downspouts:
Gutters and downspouts are very important and are often overlooked by many homeowners. You should inspect them routinely and remove any blockage or consider installing a screening device. Gutters and downspouts are designed to carry water away from the foundation, therefore make sure your splash blocks and downspouts are positioned properly to drain the water a minimum of five feet away from the foundation. Also, make sure that the soil grade is sloping away from the home. Failure to keep gutters free from obstruction, or improper sloping away from the home, may result in water infiltration into your home.

Home Maintenance Tips

2011-05-10T11:31:00.004-04:00

Tub and Shower Enclosures:
Shower enclosures create an extreme amount of moisture, therefore it is recommended to check all joints. Over time cracks and separations between the tub and shower stall, wall or bathroom floors will appear. Maintaining these areas is critical as excessive moisture can damage underlying materials.

After showering, check the floor outside of the shower to make sure it is dry. A common problem is when small amounts of water splash onto the floor and causes wood rot if not dried. Check caulking periodically to ensure against leaking.

Home Maintenance Tips

2011-05-05T14:27:00.002-04:00

Cabinets and Countertops:
Always clean cabinets and countertops with a gentle, non-abrasive detergent as they can scratch easily. Avoid using sharp, jagged utensils on countertops as damage may occur.

If cabinet doors become loose, tighten hinges securely. Avoid exposing cabinets to steam, such as a dishwasher or a cabinet-mounted coffee maker, as this can cause the wood to warp. Keep standing water away from back-splashes, side-splashes and seams around the sink on laminate countertops. These areas are prone to water damage since moisture will eventually break down the seal and cause swelling or delamination of the countertop. Check seams periodically and recaulk as necessary.

Spring Maintenance Tips

2011-04-12T16:47:00.000-04:00

• Check smoke detectors & carbon monoxide detectors by pressing the test button. Be sure to change the batteries at the same time.

• Replace or clean your furnace filter. This will keep the air in your house cleaner, make your furnace more efficient, and help lower your heating bills.

• Check for damage to your roof. Winter's snow, ice, and wind can wreak havoc on your roof. Inspect it for missing or broken shingles -- using a pair of binoculars will keep you off a ladder!

• Inspect your vinyl siding. Check for cracks or damaged siding; replace or repair. The biggest threat to siding is the wind. Wind can catch seams and corners and tear lightweight vinyl or aluminum siding off the walls. This then allows water into the wall cavity, causing water damage.

• Clean up your yard. The winter leaves behind debris, so rake your yard and pick up branches and twigs. Raking the lawn will remove thatch and snow mold, exposing the grass to sun and rain.

• Fertilize your lawn. The grass is desperate for a dose of nitrogen in the spring. A little fertilizer will help it get off to a great start and strengthen it to withstand the stresses of the summer ahead.

How To Protect Your Home From Ice

2011-01-26T14:20:00.000-05:00

Don’t wait until the first freeze before insulating, caulking or stocking up on salt for the sidewalk.

Wrap vacuum breaker valves with plastic sheeting and duct tape; use insulation in severe frost zones.

Any pipes that are exposed to freezing temperatures should be wrapped with insulation.

Drain pool and spa water to below the tile line and use an insulated cover to guard against freeze damage. Filters and similar equipment should also be completely drained and covered.

Sprinkler systems should incorporate drain valves in areas subject to freezing.

Gaps around plumbing vents and electrical wiring can easily be sealed with spray-foam insulation.

Heat tapes are a good idea for the roof – they break the snowmelt and freeze cycles that cause ice dams to form.

Specialty heat tapes are also available to prevent build-up in gutters to keep them from sagging or breaking loose.

10 Ways to Save on Your Heating Bills

2010-11-30T13:39:00.000-05:00

1. Set your thermostat as low as is comfortable in the winter. For each degree you raise your thermostat setting, your fuel bill climbs 3%. So dress accordingly.

2. Clean or replace filters on furnaces once a month or as needed. A simple task like this could improve your systems' energy efficiency by 10%.

3. Clean warm-air registers, baseboard heaters and radiators as needed; make sure they're not blocked by furniture, carpeting or drapes.

4. Bleed trapped air from hot-water radiators once or twice a season; if in doubt about how to perform this task, call a professional.

5. Place heat-resistant radiator reflectors between exterior walls and the radiators.

6. Use kitchen, bath and other ventilating fans wisely; in just 1 hour, these fans can pull out a houseful of warmed air. Try to keep the humidity level between 30 – 60%.

7. Keep the draperies and shades on your south-facing windows open during the day to allow sunlight to enter your home and closed at night to reduce the chill you may feel from cold windows.

8. Close an unoccupied room that is isolated from the rest of the house and turn down the thermostat or turn off the heating for that room/zone. However, do not turn the heating off if it adversely affects the rest of your system.

9. Consider installing double-pane windows with protective coating that reflects heat back into your home during winter. If such a retrofit is not in your budget, cover your windows with clear plastic film. At a typical cost of $4 - $6 per window, the film creates an insulating air pocket between the plastic and the window, reducing heat loss through windows by 25 – 50%.

10. Caulk and weather strip around exterior seams, cracks and openings. Pay extra attention around windows and at points where various exterior materials like wood, brick and vinyl siding meet. On the inside, caulking and weather-stripping around windows and door frames will cut down on drafts.

12 Ways To Winterize Your Home

2010-11-18T11:40:00.000-05:00

1. Check the roof: Before the rain and snow hit, take a close look at your roofing, including flashings. Repair or replace anything that's loose or missing and caulk and seal flashings to prevent water from getting into the attic.

2. Seal exterior penetrations: freshen up caulking around doors, windows, plumbing penetrations and anywhere else that drafts can occur.

3. Close foundation vents: If you have opened your foundation vents for the summer to allow accumulated moisture to escape, close them up again as soon as the nighttime temperatures hover down around freezing. Also, install exterior faucet covers.

4. Check firewood supplies: To get the maximum heat value from your firewood, it needs to be dry. Stack your wood on an elevated platform - old pallets work well - and make sure that the wood is covered and protected from the elements.

12 Ways To Winterize Your Home

2010-11-17T09:15:00.000-05:00

5. Move freeze-prone liquids: If you have paint, car care products, lawn and garden products or other liquids that are prone to freezing, move them into an area where they'll be protected from winter's chill. Use caution when moving potentially hazardous materials into the house – check and follow all the manufacturer's storage instructions printed on the label.

12 Ways To Winterize Your Home

2010-11-15T10:38:00.000-05:00

6. Check for drafts: Even the smallest cracks around doors and windows can create drafts. With your exterior doors closed, have another person stand outside and shine a bright light all around the door. If you see light from inside, it's time to repair or replace your weather-stripping. Around windows, use a candle -- preferably on a breezy day -- to check for air leaks, then repair the weather-stripping as needed.

12 Ways To Winterize Your Home

2010-11-10T14:57:00.000-05:00

7. Check fireplace safety and efficiency: For conventional fireplaces, give some thought to installing airtight glass doors to improve efficiency and reduce drafts. If you already have doors, check and replace the seals as needed and adjust latches and hinges. Now is also the time to have the chimney cleaned and checked for problems and to check spark arrestor caps.

12 Ways To Winterize Your Home

2010-11-08T09:18:00.000-05:00

8. Check gas appliances: If you have a gas fireplace, range, water heater or other appliance using propane or natural gas, have your utility company or heating contractor inspect flues, fittings and other components of your systems for potential issues.

12 Ways To Winterize Your Home

2010-11-05T13:34:00.000-04:00

9. Install a carbon monoxide detector: The possibility of carbon monoxide poisoning from a malfunctioning appliance increases substantially as we close our homes up for the winter. Take the time to pick up a carbon monoxide detector and get it installed.

12 Ways To Winterize Your Home

2010-11-03T14:18:00.001-04:00

10. Check smoke detectors: fall and spring are the times to replace your smoke detector batteries and check that the detector is operating correctly. If you have an older house with a limited number of smoke detectors, you also need to install additional detectors outside each bedroom.

12 Ways To Winterize Your Home

2010-11-01T10:46:00.000-04:00

11. Check the heating system: A heating system tune-up is always in order this time of year. This should include changing the filter in your furnace; having your ducts cleaned; checking and possibly increasing insulation over ductwork running through the attic or crawlspace; clearing debris and overhanging shrubbery from around outdoor heat pump equipment; and having faulty or inefficient thermostats repaired or replaced.

12 Ways To Winterize Your Home

2010-10-27T10:15:00.000-04:00

12. Prepare humidifiers: Winter is a dry time inside your home and many people chose to use a portable or central humidifier to put much-needed moisture back into the air. Now is the time to check your humidifier to make sure it's operating properly.

10 Home Maintenance Tips for Fall

2010-10-22T15:34:00.000-04:00

1. Clear Out Fireplace
Clear away all ash and open the flue to let air move through the chimney. Every other year have a chimney sweep clean it out to reduce your risk of fire.

10 Home Maintenance Tips for Fall

2010-10-20T09:01:00.001-04:00

2. Clean Out Gutters
Run a hose through the gutters to make sure they are clear of debris and that they dump water far enough your home. With any snowfall, you'll want to make sure your gutters aren't holding more than they can handle.

10 Home Maintenance Tips for Fall

2010-10-18T09:15:00.000-04:00

3. Check the Heating System
Hire a professional to check your heating system to ensure you have heat throughout the season. This includes cleaning the furnace, lubricating parts and changing the filter. If you have an older system, you can look into retrofitting your furnace to increase its efficiency and save money.

10 Home Maintenance Tips for Fall

2010-10-13T09:23:00.001-04:00

4. Put Away Lawn Furniture
By mid-October, you should have your lawn furniture stored in a dry place to avoid rusting or breaking due to heavy wind.

10 Home Maintenance Tips for Fall

2010-10-11T10:04:00.000-04:00

5. Check Roof For Loose Shingles
The roof is your main protector from weather and if your shingles are not secure you could be dealing with a cold and wet home this winter. If there are any tree limbs extended over your roof, make sure to cut them back to prevent roof damage.

10 Home Maintenance Tips for Fall

2010-10-08T09:55:00.001-04:00

6. Drain Out Water Spigots
Drain and shut off external taps to avoid bursting in the dead of winter.

10 Home Maintenance Tips for Fall

2010-10-06T09:21:00.000-04:00

7. Weatherstrip Windows
You can save up to 15% on energy costs by making sure your windows and doors are sealed from the outdoors. To test this, shut a door or window on a piece of paper. If you can pull it out without the paper tearing, you need sealing.

10 Home Maintenance Tips for Fall

2010-10-04T09:50:00.000-04:00

8. Clean Out Garage
As you are putting away lawn furniture and gardening tools, take the time to clean out the garage to make room for a winter's worth of items you'll need to store (holiday presents, old furniture, cars, etc.)

10 Home Maintenance Tips for Fall

2010-10-01T14:06:00.000-04:00

9. Repair Leaky Faucets
Make sure you check all of the faucets in your home before temperatures drop too low. The cost of repairing a leaky faucet is much less than fixing a broken or frozen pipe in the middle of winter.

10 Home Maintenance Tips for Fall

2010-09-29T10:07:00.000-04:00

10. Check The Smoke and Carbon Monoxide Detectors
Make sure a working carbon monoxide detector is installed on every floor and outside every separate sleeping area in the home. Follow instructions in the packaging of all alarms to test and make sure they work.

Tips To Make Your Move Simple

2010-09-27T10:38:00.001-04:00

Full-service: professional moves within a state are charged by the hour while moving across state lines is charged by weight and mileage.

Tips To Make Your Move Simple

2010-09-22T09:39:00.001-04:00

Hired help: If you hire help, get at least three price quotes and seek recommendations from family and friends. A full-service mover should visit your home in person, not give a quote over the phone or online and should provide a written estimate.

Tips To Make Your Move Simple

2010-09-20T09:38:00.000-04:00

Do it Yourself: DIY is the cheapest cost - rental truck, gas, packing materials and perhaps pizza and beer for friends helping.

Tips To Make Your Move Simple

2010-09-17T09:30:00.001-04:00

Insure it: check your insurance policy to determine if it provides coverage for your belongings while in transit. If not, you’ll probably want more than the basic free coverage a full-service mover provides.

Tips To Make Your Move Simple

2010-09-15T13:19:00.001-04:00

Be Prepared: plan out where furniture and boxes will go before moving day arrives. The less time movers spend rearranging, the less expensive it will be.

Tips To Make Your Move Simple

2010-09-13T16:49:00.000-04:00

Unloading: in urban areas, reserve a space or two in front of your new home for the moving truck by parking your own vehicle there ahead of time. If the movers have to park too far away to unload, you could incur a ‘long carry’ surcharge.

Tips To Make Your Move Simple

2010-09-09T09:24:00.000-04:00

Be Flexible: moving rates depend on when you book. The busiest time for movers, and most expensive time for consumers, is summer weekends near the 15th and 30th of the month.

Tips To Make Your Move Simple

2010-09-07T09:16:00.001-04:00

Save on Boxes: you can buy used boxes from a moving company or find free boxes from somebody who has just moved.

Tips To Make Your Move Simple

2010-09-03T10:12:00.000-04:00

Save on Packing Materials: fill suitcases, laundry baskets and plastic containers with unbreakable items. Use pillows, scarves and towels to wrap fragile items.

Tips To Make Your Move Simple

2010-09-01T10:59:00.000-04:00

Declutter: taking less stuff is cheaper and less hassle. Set up a staging area with various piles, such as Throw-out, Recycle, Donate and Sell.

5 Energy-Efficient Renovations

2010-08-26T14:11:00.001-04:00

#1. Windows and Doors
Holes in windows and doors allow conditioned air to leak from your home and allow outdoor air to infiltrate, which can tax your heating and cooling systems and raise your energy bills. Caulk around windows and doors where there are gaps. Also caulk areas where plumbing lines or electrical wiring extend to the exterior of the home.

5 Energy-Efficient Renovations

2010-08-25T09:23:00.000-04:00

#2. Floor and Wall Insulation
Insulation acts as a barrier to heat movement and helps keep any home cooler in the summer and warmer in the winter, all while using less energy. Make sure insulation is used at potential gaps around attic stairways or over the attic access door as well.

5 Energy-Efficient Renovations

2010-08-23T11:55:00.000-04:00

#3. Shedding a Little Light on a Simple Solution
By replacing traditional incandescent light bulbs with compact fluorescents, you can use up to 75% less energy on lighting alone. A wide assortment of CFLs is now available for almost any type fixture found in a home.

5 Energy-Efficient Renovations

2010-08-20T09:13:00.001-04:00

#4. Appliances and HVAC Systems
Major household appliances are a good place to start to be more eco-friendly. Change the filters of your HVAC systems regularly and consider upgrading older appliances to take advantage of newer, more efficient designs.

5 Energy-Efficient Renovations

2010-08-18T10:15:00.000-04:00

#5. Programmable Thermostat
This energy-saving step can have a positive and noticeable impact right away. Programmable thermostats are fairly easy to install and once they are set up you can adjust them as the weather changes. For every degree that a thermostat is set back, you may realize a savings between 1-3% on your heating or cooling bills.

5 Reasons to Buy a Home Now

2010-08-16T12:39:00.001-04:00

#1. Low mortgage rates - borrowing at today’s record-low rates helps you start building equity as soon as the sale closes.

5 Reasons to Buy a Home Now

2010-08-13T11:41:00.001-04:00

#2. Move-in condition - homeowners have continued to spend on maintenance and repair and kept their houses in good shape while waiting to sell.

5 Reasons to Buy a Home Now

2010-08-11T09:45:00.000-04:00

#3. Terrific opportunities – besides deals on foreclosures and short sales, owners of many desirable properties are also looking to sell.

5 Reasons to Buy a Home Now

2010-08-09T09:48:00.000-04:00

#4. Appraisal regulations - appraisal guidelines are aligned with market realities, ensuring that deals will finish on time.

5 Reasons to Buy a Home Now

2010-08-06T09:15:00.000-04:00

#5. Multiple programs – besides homes being more affordable, there are several housing programs that encourage and enable homeownership.

Tips for Maximizing Small Spaces

2010-08-04T10:48:00.000-04:00

#1. Pocket doors - reclaim usable space that would be taken up by clearance for a swinging door. These are particularly handy for closing off pantries, closets, niches or even entire rooms.

Tips for Maximizing Small Spaces

2010-08-03T10:08:00.001-04:00

#2. Improve circulation – open communal areas such as the kitchen, dining and living room to remove narrow hallways.

Tips for Maximizing Small Spaces

2010-07-28T14:58:00.000-04:00

#3. Built-in’s – use wall cavities and other nooks for things such as trash, recycling, canned goods, linens and seating.

Tips for Maximizing Small Spaces

2010-07-26T10:30:00.000-04:00

#4. Skylights/windows - natural daylight can enhance even the smallest spaces, so let the light in.

10 Most Desired Home Features

2010-07-23T09:27:00.001-04:00

#1. Garage or parking space

10 Most Desired Home Features

2010-07-21T09:05:00.000-04:00

#2. Master suite

10 Most Desired Home Features

2010-07-19T13:27:00.001-04:00

#3. Ample storage space

10 Most Desired Home Features

2010-07-14T10:17:00.001-04:00

#4. Large or walk-in closets

10 Most Desired Home Features

2010-07-12T10:16:00.001-04:00

#5. Guest bedroom

10 Most Desired Home Features

2010-07-08T13:49:00.001-04:00

#6. Outdoor entertainment area

10 Most Desired Home Features

2010-07-06T10:39:00.000-04:00

#7. Gourmet or updated kitchen

10 Most Desired Home Features

2010-07-02T09:57:00.000-04:00

#8. Breakfast room or eat-in kitchen

10 Most Desired Home Features

2010-06-30T13:34:00.000-04:00

#9. Large yard

10 Most Desired Home Features

2010-06-28T09:08:00.000-04:00

#10. Wood Floors

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-25T08:56:00.000-04:00

The following popular outside improvement projects will increase the curb appeal or value of a home:

#1. Adirondack chairs — Uniquely American, this classic outdoor furniture is made entirely of wood and has a straight back and seat, which are set at a slant to sit comfortably on a hillside or incline, but still be comfortable at any angle.

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-23T09:10:00.000-04:00

#2. Gazebo — A gazebo can be freestanding or attached to a garden wall, roofed and open on all sizes to provide shade or shelter.

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-21T09:17:00.001-04:00

#3. Planters and window boxes — Planters have become popular because they are both functional and ornamental. Additionally, some can be moved to account for seasonal weather or to create a change in scenery.

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-18T08:31:00.000-04:00

#4. Picnic table — Picnic tables go well on a patio or a deck, but equally as well on the grass or under a tree in the yard. A traditional picnic table is all in one piece so that it wears well without a lot of maintenance.

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-16T14:10:00.000-04:00

#5. Trellis — A trellis can function as a unique sun screen or it can be the framework for an outdoor hanging garden. Building it with pressure treated lumber can add life by minimizing rotting and other threats.

6 Backyard Improvement Ideas to Add More Value to Your Home

2010-06-14T09:26:00.001-04:00

#6. Trash-can corral or compost bin

While many outdoor projects tend to be cosmetic in nature, here are two ideas that are both practical and pretty. With a trash-can corral you can hide unsightly trash-cans and with a compost bin you can reduce your own carbon footprint in a way that doesn’t take away from the visual appeal of the place.

The 5 Most Popular Kitchen Upgrades:

2010-06-08T10:16:00.000-04:00

#1. Recycling center, a designated place to put cans, papers, etc., which could be in the form of a nook or even part of the lower cabinetry

The 5 Most Popular Kitchen Upgrades:

2010-06-02T08:54:00.001-04:00

#2. Larger pantry space. More people are buying in bulk or are stocking up on canned foods and non-perishables so they need the space to store it.

The 5 Most Popular Kitchen Upgrades:

2010-05-28T14:25:00.002-04:00

#3. Renewable flooring materials, such as bamboo, cork, FSC maple, FSC oak, pine and eucalyptus

The 5 Most Popular Kitchen Upgrades:

2010-05-26T11:04:00.001-04:00

#4. Renewable countertop materials, such as Paper Composite (surfaces are composed of recycled paper and other fibers that have been impregnated with resin) or Terrazzo (consists of crushed stone and glass set in a cement or epoxy substrate that is buffed smooth).

The 5 Most Popular Kitchen Upgrades:

2010-05-24T13:28:00.001-04:00

#5. Computer area/recharging stations, dedicated to such tasks as recharging laptops, cell phones and PDAs.

5 things to know about home warranties

2010-05-21T11:07:00.001-04:00

#1. Unlike home-insurance policies, which cover loss and damage from things like accidents and fires, home warranties cover mechanical breakdowns for things such as appliances, furnaces and garbage disposals, although every market is somewhat different in actual items covered.

5 things to know about home warranties

2010-05-19T08:48:00.000-04:00

#2. The typical warranty costs between $300-$500, as prices vary by region and items included in coverage.

5 things to know about home warranties

2010-05-17T11:04:00.001-04:00

#3. Most warranties cover breakdowns for one year, though most contracts can be renewed.

5 things to know about home warranties

2010-05-11T09:58:00.000-04:00

#4. When a covered item breaks down, warranty companies typically require the homeowner to use their affiliated contractors for repairs. The homeowner may pay a fee that covers the service visit, usually from $25 to $100, which also varies by region.

5 things to know about home warranties

2010-05-07T09:06:00.000-04:00

#5. There is common confusion over what's covered or how a service call is handled so it pays to read the fine print and do your own research.

6 Biggest Mistakes Homebuyers Make

2010-05-05T09:54:00.000-04:00

Buying a home is the biggest purchase most people will ever make, yet many go into it unprepared. Here are the 6 most common, and costly, mistakes homebuyers make:

#1. Not knowing your credit score
If you're considering buying a home, find out exactly what your FICO score is. If you find it is less than ideal, make plans to raise it. Too many borrowers ignore this step and are surprised when they get interest rate quotes. The lower your score, the higher your costs of borrowing. Fannie Mae and Freddie Mac, for example, charge higher up-front fees to borrowers with credit scores below 740.

6 Biggest Mistakes Homebuyers Make

2010-05-03T08:56:00.000-04:00

Buying a home is the biggest purchase most people will ever make, yet many go into it unprepared. Here are the 6 most common, and costly, mistakes homebuyers make:

#2. Buying a car before a house
Anytime consumers open new credit accounts(credit card, auto loan, etc.) their FICO score could drop, so it is advised to not open other new accounts while your mortgage application is in process.

A big purchase would use up a considerable proportion of a borrower's total credit limit, resulting in a drop in the score. Lenders often continue to check credit scores in the weeks before closing.

6 Biggest Mistakes Homebuyers Make

2010-04-30T14:20:00.000-04:00

Buying a home is the biggest purchase most people will ever make, yet many go into it unprepared. Here are the 6 most common, and costly, mistakes homebuyers make:

#3. Skimping on home inspection
Buying a home with hidden problems can be costly so it's vital to find all the flaws before you buy. Many homes on the market today are “distressed” properties (foreclosures, short sales) and that means a lot of deferred maintenance. A home inspection can find problems with the foundation, electrical, plumbing, roof, attic insulation and HVAC.

6 Biggest Mistakes Homebuyers Make

2010-04-28T08:47:00.000-04:00

#4. No lawyer
One of the best defenses against making an expensive purchase you'll regret is to hire a real estate attorney, even in areas where it's not standard practice. These professionals charge flat fees and their advice is objective.

6 Biggest Mistakes Homebuyers Make

2010-04-26T10:58:00.000-04:00

Buying a home is the biggest purchase most people will ever make, yet many go into it unprepared. Here are the 6 most common, and costly, mistakes homebuyers make:

#5. No contingencies
Buyers usually have to put down 1% - 3% in "earnest money" which isn’t refunded if they pull out of the deal, except under certain conditions spelled out in the contract. Common exceptions are uncovering major problems during the home inspection, failing to obtain financing and failure of the house to appraise.

6 Biggest Mistakes Homebuyers Make

2010-04-22T17:19:00.000-04:00

Buying a home is the biggest purchase most people will ever make, yet many go into it unprepared. Here are the 6 most common, and costly, mistakes homebuyers make:

#6. Not budgeting for insurance
Many homebuyers don't understand just what is and what is not covered. Standard policies pay for theft, wind, fire, lightning, hail and explosion damage. Not covered is flooding, earthquake damage or problems caused by neglect of routine maintenance. As a Buyer, find out what it will cost to insure the home.

10 Staging Tips to Help Your Home Sell

2010-04-20T09:45:00.001-04:00

The key to making a positive first impression is simple, get it clean. If your house isn’t clean, it instantly sends up negative thoughts that the home is not well maintained. If your house is spotless, you’re ahead of the game.

But don’t stop there. To increase your chances of making a sale, “stage” the house to make it as attractive as possible. Basically, you want to strip the house to its bare essentials and depersonalize it so potential buyers can see themselves in the home.

Use the following tips for staging a home:

#1. Visit model homes and examine magazines for inexpensive decorating ideas. Always keep in mind you are not decorating for yourself but for the general public.

10 Staging Tips to Help Your Home Sell

2010-04-19T10:34:00.000-04:00

#2. Start with the outside. Give the house a fresh coat of paint, add shiny hardware to the front door and plant a few flowers to send a subliminal message the house is loved and well-cared for.

10 Staging Tips to Help Your Home Sell

2010-04-16T09:39:00.000-04:00

#3. De-clutter every room to make it look larger. Remove family pictures, trophies and knick-knacks. Closets and drawers should not look full.